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Small Business Flex Fund available for small businesses


Small Business Flex Fund, a simple and flexible loan for Washington’s smallest businesses and nonprofits. With the Small Business Flex Fund, you’ll experience low interest rates, longer payback timelines, and community-based lenders with decades of experience helping businesses like yours to thrive.

Who is eligible to apply?

  • Fewer than 50 employees
  • Annual revenues of less than $3 million
  • Experienced direct economic hardship due to COVID-19

Low-interest rates

  • Borrow up to $150,000
  • No fees and interest-only payments for the first year
  • 3% – 4.5% interest rates
  • 60 and 72-month loan terms (72-month loan term only available until Dec. 31 this year)

Loan use is flexible

  • Payroll
  • Utilities and rent
  • Marketing and advertising
  • Building improvements or repairs
  • Other business expenses

Learn more and pre-apply

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